If you were one of the unlucky few who were declined after being put into a trial loan modification then I bet you are “FREAKING OUT”!
Not to worry to much, well you should worry, I hope to have a solution for you.
I had someone leave me a comment that spurred this answer. They were declined for their loan modification after spending 7 months in a trial loan modification program. They have been sent to collections and the foreclosure process without ever giving them a ‘decline letter’.